PRIVACY ACT 1988
AUTHORISATION TO ACT ON BEHALF OF INDIVIDUALS
All Credit Finance Pty Ltd ABN 97 059 688 809
29A Church Street, PO Box 1811
Traralgon Victoria, Australia
Ph: (03) 5176 1001
Fax: (03) 5176 1003
Mobile: 0418 516 010
Agreement by Applicant/s
I/We understand and agree that:
- A credit provider whom the Introducer may approach in arranging finance on my/our behalf (the “Approached Credit Provider”) may give a credit reporting agency certain personal information about me/us, including:
- Such permitted particulars about me/us which allow me/us to be identified;
- That I/we have applied for finance and the amount;
- That the Approached Credit Provider is a current provider to me/us or has ceased to be a current credit provider to me/us;
- Payments which are overdue more than 60 days, and for which collection action has commenced;
- Advice that payments are no longer overdue;
- Cheques drawn by me/us for $100.00 or more which have been dishonoured more than once;
- In specified circumstances, that in the opinion of the Approached Credit Provider, I/we have committed a serious credit infringement.
- The Approached Credit Provider may obtain a report about my/our commercial activities or commercial credit worthiness from a business which provides information about the commercial credit worthiness of persons for the purpose of assessing my/our application for personal credit.
- The Approached Credit Provider may obtain from a credit reporting agency a credit report containing personal information about me/us for the purpose of assessing my/our application for commercial credit.
- The Approached Credit Provider may give to and obtain from another credit provider information about my/our personal or commercial credit arrangements for the purposes of assessing my/our finance application or credit worthiness, of collecting overdue payments or of notifying other credit providers of a default by me/us. I/We understand that this information can include any information about my/our credit worthiness, credit standing, credit history or credit capacity that credit providers are allowed to exchange under the Privacy Act.
- The approached credit provider may disclose to a guarantor, credit information relating to me/us and may also provide such information to a person who is considering whether to become a guarantor, for that purpose.
- If my/our application for credit is not completed within 14 days, the Approached Credit Provider may give a credit reporting agency further personal information about me/us in order to obtain a credit report about me/us.
Authorisation to Act on Behalf of Individuals
- I/We authorise the Introducer to:
- Obtain on my/our behalf a report or information about my/our consumer or commercial credit worthiness from a credit reporting agency, from a commercial credit reporting business or from a credit provider in connection with my/our application for the finance described below.
- Pass on such reports and information to the Approached Credit Provider for the purpose of assessing my/our application for finance described below, and to give to and receive from such persons as are relevant to the arranging of that finance, any personal information about me/us as may be necessary to the arrangement.
- I/We agree that if finance is provided to me/us by the Approached Credit Provider, I/we authorise the Introducer to obtain from the Approached Credit Provider any report or information concerning either me/us or that finance that it may require in order to:
- Assist me/us in understanding and meeting my/our obligations to the credit provider in relation to that finance;
- Advise me/us regarding my/our finance requirements;
- Ascertain any amount required to be paid to the Approached Credit Provider in relation to that finance.
I/We understand that his paragraph may also be deleted if I/we do not agree. I/We also understand that this authority will continue for the duration of the finance unless and until I/we revoke it by notice to the Introducer and the Approached Credit Provider.